Pandu – I am thrilled to start the day with passionate people who have a big love for bringing a change to the digital economy ecosystem in Indonesia.

I would like to say thank you and give my appreciation to @bank_indonesia and Mr. Perry who invited me to represent @fintechid and other friends in the fintech industry for the kick-off of the G20 Side Event “Digital Payment Innovation.”

As an association of fintech innovators, AFTECH has seen the positive benefits felt by the Indonesian people, especially for business actors who previously could not experience assistance from financial services (unbankable). Now with the innovation of digital financial services, they have the opportunity to improve their economic welfare.

Together with all members, AFTECH has committed to increasing the efficiency of the current digital economy chain for the financial solutions needed by the Indonesian people. In addition, AFTECH will continue the collaboration with all the stakeholders, including regulators and the banking industry, as our part to fulfill bringing the digital ecosystem transformation to Indonesia.

Finally, even though there will be various challenges in the future, I think we should not forget to keep a positive mind and share our love for those around us with what we do. Hopefully, the photo on the last slide can describe @tiko1973.

Happy Valentine! Don’t forget to express your love to your beloved family and friends!

“AFTECH has committed to increasing the efficiency of the current digital economy chain for the financial solutions needed by the Indonesian people. “